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For Universal Life Investment Accounts

North American Equity Enhanced Market Indexed Account

International Equity

As Of: Dec 31, 2022

Fund Objective

This account credits a daily interest rate based on a portfolio of enhanced equity investments linked to the Low Volatility TSX (TXLV) and S&P500 (SP5LVI) market indices. The portfolio uses derivative strategies to mitigate investment risk during market downturns. To further reduce volatility, BMO Insurance applies a smoothing formula.

Geo Allocation

Region Percent
North America 100.00%

Sector Allocation

Sector Percent
Utilities 24.61%
Consumer Staples 17.45%
Financials 15.52%
Health Care 11.00%
Industrials 10.40%
Real Estate 9.63%
Communication Services 4.38%
Information Technology 2.55%
Energy 2.01%
Consumer Discretionary 1.87%
Materials 0.58%

Category

International Equity

General Info

Inception Date Oct 21, 2019
Credited Interest Rate1 3.15%

Fund Management Company

BMO Insurance

Fund Growth

Period

Growth Summary

Table below lists the current growth and return for an investment of $10,000 at the fund's inception:

Investment Value $11,539.15
Rate of Return +15.39%

Calendar Performance

2022 2021 2020 2019 2018 2017 2016 2015 2014 2013
Fund 3.67% 3.72% 3.64% - - - - - - -

Performance

Effective Date Credited Interest Rate1
Jul 01, 2023 3.15%
Apr 01, 2023 3.30%
Jan 01, 2023 3.50%
Oct 01, 2022 3.50%
Jul 01, 2022 3.70%
Apr 01, 2022 3.75%
Jan 01, 2022 3.75%
Oct 01, 2021 3.90%

Risk vs. Return

No Data Available

Category

International Equity

General Info

Inception Date Oct 21, 2019
Credited Interest Rate1 3.15%

Fund Management Company

BMO Insurance

1The credited interest rate may change every calendar quarter, based on the performance of the portfolio. It is guaranteed that it will never be negative.