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For Universal Life Investment Accounts

BMO International Dividend ETF (ZDI)

International Equity

As Of: Jan 31, 2026

Fund Objective

BMO International Dividend ETF has been designed to provide exposure to a yield weighted portfolio of dividend equities domiciled in international developed markets (outside North America).

Asset Allocation

Asset Percent
International Equity 97.06%
Income Trust Units 1.91%
Cash and Equivalents 1.03%

Sector Allocation

Sector Percent
Financial Services 25.80%
Consumer Goods 14.38%
Healthcare 9.60%
Utilities 7.67%
Industrial Services 6.74%
Other 35.81%

Geo Allocation

Region Percent
Europe 65.40%
Asia 33.64%
North America 0.97%
Other -0.01%

Top Holdings

Name Percent
Rio Tinto PLC 3.20%
HSBC Holdings PLC 2.97%
Roche Holding AG - Partcptn 2.68%
Intesa Sanpaolo SpA 2.57%
Imperial Brands PLC 2.35%
Toyota Motor Corp 2.23%
Enel SpA 2.21%
Engie SA 2.07%
Siemens AG 2.06%
TotalEnergies SE 2.02%

Market Indexed Account

Category

International Equity

General Info

Inception Date Nov 05, 2014
MER 0.44%
Total Assets
(in millions)
-

UL Fees

Wave 33 to Wave 55
Life Dimensions (Low Fees) 1.75%

Fund Management Company

BMO Asset Management Inc.

Investment Style

This investment's style box characteristics are Medium Growth.

Fund Growth

Period

Growth Summary

Table below lists the current growth and return for an investment of $10,000 at the fund's inception:

Investment Value $24,752.14
Rate of Return +147.52%
Values over period specified.

Legend

BMO International Dividend ETF (ZDI)


Performance

1 Mth 3 Mth 6 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr Inception
Fund 5.1 9.4 18.7 5.1 24.5 17.3 14.2 9.3 8.5
Quartile 1 1 1 1 1 1 1 1 -

Calendar Performance

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 25.6 10.6 16.5 1.0 12.2 -5.6 13.0 -6.2 15.2 5.6
Quartile 1 3 1 1 1 4 4 2 3 1

Volatility

Volatility: 5

Risk vs. Return

Period

BMO International Dividend ETF (ZDI)

Median

Other - International Equity

Risk & Tax Efficiency

3 Yr 5 Yr 10 Yr
Standard Deviation 8.12 10.83 12.55
Beta 0.80 0.84 0.97
Alpha 0.03 0.04 0.00
R-Squared 0.76 0.79 0.82
Sharpe Ratio 1.54 1.03 0.63
Sortino Ratio 3.36 1.89 0.81
Treynor 0.16 0.13 0.08
Tax Efficiency 90.52 88.68 81.52

Market Indexed Account

Category

International Equity

General Info

Inception Date Nov 05, 2014
MER 0.44%
Total Assets
(in millions)
-

UL Fees

Wave 33 to Wave 55
Life Dimensions (Low Fees) 1.75%

Fund Management Company

BMO Asset Management Inc.

Investment Style

This investment's style box characteristics are Medium Growth.