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For Universal Life Investment Accounts

BMO International Dividend ETF (ZDI)

International Equity

As Of: Feb 28, 2026

Fund Objective

BMO International Dividend ETF has been designed to provide exposure to a yield weighted portfolio of dividend equities domiciled in international developed markets (outside North America).

Asset Allocation

Asset Percent
International Equity 97.30%
Income Trust Units 1.82%
Cash and Equivalents 0.88%

Sector Allocation

Sector Percent
Financial Services 24.62%
Consumer Goods 14.59%
Healthcare 9.33%
Utilities 7.98%
Industrial Services 7.12%
Other 36.36%

Geo Allocation

Region Percent
Europe 64.76%
Asia 34.42%
North America 0.83%
Other -0.01%

Top Holdings

Name Percent
Rio Tinto PLC 3.27%
Roche Holding AG - Partcptn 2.64%
HSBC Holdings PLC 2.52%
Imperial Brands PLC 2.35%
Intesa Sanpaolo SpA 2.31%
Enel SpA 2.25%
Engie SA 2.22%
Toyota Motor Corp 2.21%
Eiffage SA 2.11%
TotalEnergies SE 2.08%

Market Indexed Account

Category

International Equity

General Info

Inception Date Nov 05, 2014
MER 0.45%
Total Assets
(in millions)
$854.35

UL Fees

Wave 33 to Wave 55
Life Dimensions (Low Fees) 1.75%

Fund Management Company

BMO Asset Management Inc.

Investment Style

This investment's style box characteristics are Medium Growth.

Fund Growth

Period

Growth Summary

Table below lists the current growth and return for an investment of $10,000 at the fund's inception:

Investment Value $26,358.40
Rate of Return +163.58%
Values over period specified.

Legend

BMO International Dividend ETF (ZDI)


Performance

1 Mth 3 Mth 6 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr Inception
Fund 6.5 14.0 20.9 12.0 29.0 20.0 15.1 10.6 9.0
Quartile 1 1 1 1 1 1 1 1 -

Calendar Performance

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Fund 25.6 10.6 16.5 1.0 12.2 -5.6 13.0 -6.2 15.2 5.6
Quartile 1 3 1 1 1 4 4 2 3 1

Volatility

Volatility: 5

Risk vs. Return

Period

BMO International Dividend ETF (ZDI)

Median

Other - International Equity

Risk & Tax Efficiency

3 Yr 5 Yr 10 Yr
Standard Deviation 8.54 11.08 12.54
Beta 0.82 0.85 0.97
Alpha 0.03 0.04 0.00
R-Squared 0.78 0.80 0.82
Sharpe Ratio 1.76 1.08 0.72
Sortino Ratio 4.01 2.04 0.97
Treynor 0.18 0.14 0.09
Tax Efficiency 91.93 89.68 83.83

Market Indexed Account

Category

International Equity

General Info

Inception Date Nov 05, 2014
MER 0.45%
Total Assets
(in millions)
$854.35

UL Fees

Wave 33 to Wave 55
Life Dimensions (Low Fees) 1.75%

Fund Management Company

BMO Asset Management Inc.

Investment Style

This investment's style box characteristics are Medium Growth.